And So It Begins

Ξ January 10th, 2008 | → | ∇ Blog Updates, About Me |

I always wanted to get out of debt. Or rather, I always wanted to be out of debt. Getting out of debt is what I truthfully didn’t want. I’ve been in debt since college. I got my first credit card in college, and I took out student loans. The idea was that I could build my credit while I was in school and then I could easily pay it off once I finished school and entered the workforce. Funny how things work out though. I graduated college in ‘96 and I’ve been in debt ever since. In fact, I’m still paying on my student loans.

I always meant to get out of debt one day. I even tried paying things off last year. But it was a rough year. My job situation became unstable after early August or so, and I’ve been struggling to get by ever since.

And now I’ve had it. I’m going to get out of debt no matter what it takes. No matter how many hours I have to work or how many pizzas I have to deliver. I’m tired of working and sending off all of my money to pay debts that I’ve been carrying for too long already.

So I started this blog, River of Debt, to chronicle my journey out of debt. Maybe I can encourage someone else in the future to follow me. Or maybe I can get motivation to continue when my resolve starts to weaken.

Nevertheless, welcome to my blog. I’m still working the bugs out of it though. Feel free to comment, good or bad. It only takes a minute to leave a comment and sometimes it makes a world of difference.

Coming Soon: My first paycheck of 2008

 

6 Responses to ' And So It Begins '

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  1. Lulugal11 said,

    on January 10th, 2008 at 6:21 am

    I love the theme….it looks very clean. Thanks for the link up here.

    Looking forward to reading ALL of your financial business here buddy. :-)


  2. on January 10th, 2008 at 10:48 am

    hey Jagular -
    looks good, I am looking forward to reading as you keep track of your progress

  3. Administrator said,

    on January 10th, 2008 at 10:49 am

    Yes, I’m hoping I’m able to put up full disclosure. But I can’t put up my employer’s financial business on here though. Just the personal stuff.

    And today is payday, so I better get busy on it, eh?

  4. Administrator said,

    on January 10th, 2008 at 10:51 am

    Well thanks for stopping by, Kevin. I replied to the previous comment just as your comment came, so it’s a little out of order.

    Imagine that. I have two readers and one of them commented at the same time as I did. What are the chances.

  5. Kelly said,

    on January 10th, 2008 at 5:13 pm

    I’d wish you luck but I don’t think you’ll need it. You seem the type to make sure things happen when you put your mind to it.

    Do multiple blogs signify multiple personalities?

  6. Jagular said,

    on January 12th, 2008 at 9:32 am

    You know what, Kelly? That’s probably the nicest thing anyone has ever said to me. (The luck part, not the multiple personalities)

    Thank you.

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About River of Debt

    And Becoming Debt Free

    I've been in debt ever since college. I always planned to pay it all off one day and live debt-free.

    And now one day has arrived. Join me in my journey down the River Of Debt.

    Email me

     

Progress So Far


Last Updated: 5/19/08

Emergency Fund

Goal: $1000
Currently: $1000
Completed on 1/24/08

Debts

Credit Cards:
Beginning Balance:
$20,811.31
Current Balance:
$17,542

Air Conditioner:
Beginning Balance:
$6,297.00
Current Balance:
$7,011.00>

Student Loans
Beginning Balance:
$8,506.98
Current Balance:
$4,170.90

Car Loan:
Beginning Balance:
$9,151.64
Current Balance:
$8,408.75

Total:
Beginning Balance:
$44,766.93
Current Balance:
$37,132.65