Two Steps Forward, One Step Back
Ξ February 7th, 2008 | → | ∇ Debt Payments |
It’s payday today. I’ve been working on the bills for about three hours so far this morning.
It really is a roller coaster, all of this bill paying. I see myself making progress in one area and being set back in others.
I spent a lot of time today going over balances and interest rates. Making plans for which bill will be paid off when. Making tough choices.
I’m figuring out that there isn’t always a right answer. Sometimes it is simply a matter of making a decision and sticking with it. But overall, I am pretty satisfied with how it is going. This blog will be a month old this week (on the 10th) and I am glad to just be better organized than I was before. But I can see that I have a long way to go. A lot of my problem is that I like to pay my bills manually, online every month. This forces me to look at them. Sometimes I’ll spend ten or fifteen minutes on each one, looking it over and seeing where did each charge come from, what I may be able to do to decrease future charges, and wondering how I could have been so stupid in the first place. Nevertheless, I’ve done my budget for the next two weeks and I will be posting my progress (or lack thereof) shortly.
